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We’ll show you how easy it is to provide a rainy day resource for your employees.

Some advantages of the HoneyBee PTO Loan ℠ program include:

✔ The program is provided at no cost to employers

✔ Successful repayments helps employees improve their credit score and build a brighter financial future

✔ Regardless of credit score, all employes can access up to $2,500 interest-free at anytime

✔ HoneyBee only charges a small fee of 5% (max $50) per loan request

✔ Easy onboarding process requiring minimal effort from HR

Trusted by amazing employers to provide a financial safety net for their team!


660 4th Street, Suite 600, San Francisco CA 94107

California Residents: Ziero Financial Inc. dba HoneyBee is licensed by the Department of Business Oversight, pursuant to the California Finance Lenders Law, license #6052829. Ziero Financial Inc. dba HoneyBee is compliant with the Equal Credit Opportunity Act.